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Frequently asked Questions
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How do I claim
Housing and/or Council Tax Benefit ? |
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You must complete a claim form and return
it to the Benefit Office as soon as possible, as we can normally
only pay benefit from the Monday following receipt of your form.
See Applying
for benefit |
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How
much Housing and/or Council Tax Benefit can I claim? |
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Housing and Council Tax Benefits are 'means tested' which means we take into account all the income you receive and capital you have to see how much benefit you would be entitled to. To find out how much Housing and/or Council Tax Benefit you might receive see Benefits calculator or Help with rent and Help with Council Tax.
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When
will my benefit be paid from? |
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Your benefit will usually start from the
Monday after we receive your claim form. It is important that
you return your form to us as soon as possible as any delay
may result in you losing benefit. |
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Can
my claim be backdated? |
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You can ask for your claim to be backdated
for up to 52 weeks from the date you make the request, which
must be in writing. You must show continuous good cause for
not claiming sooner. See Backdated
benefit |
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How
long will my Benefit last? |
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Once your benefit has
been worked out we will continue to pay you until you have
a change in your circumstances which means you are no longer
entitled to benefit (for example you start work and your earnings
are too high for you to qualify) |
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How
long before I get benefit? |
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If you complete the
form and return it with all the necessary original evidence,
we will try to work out your benefit within 14 days.
If it has been longer than 3 weeks since you sent all requested
information to us then please contact us. |
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How
will my Housing and Council Tax Benefit be paid? |
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Your Council Tax Benefit
will be sent to your Council Tax account automatically. You
will then receive a bill showing you any outstanding money
you need to pay. If you are a Council tenant your Housing
Benefit will be sent to your rent account on a weekly basis.
If you are a private tenant, we will usually send your benefit
direct to your bank or building society account every four
weeks (paid in arrears). If your Landlord is a Housing Association,
we can pay Housing Benefit directly to them.
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Can
I change the date my Housing Benefit is paid? |
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Rent payments are always
paid in arrears. Where Housing Benefit is paid to a landlord,
it is paid 4 weekly in arrears. Where Housing Benefit is paid
to the tenant, it is also paid 4 weekly in arrears. If you
pay your rent weekly, we can arrange to pay you fortnightly.
In certain circumstances we can arrange to pay you monthly
in arrears. Any request to change payments must be made in
writing to the Benefits Office. |
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What
income do you use? |
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We need to know all your
and your partners income. The average weekly income is used
to work out your benefit. |
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Why
do I Have to provide proof of my savings/pension etc? |
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The legal requirement
is that original documentary evidence is provided to support
each claim for benefit, to prevent overpayments and fraud.
See proof |
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What
can I do if I disagree with your assessment? |
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You have the right to
ask for our decision to be reviewed and, if you are still
not satisfied you may appeal to an Independant Appeals Service.
See How
to Appeal |
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What
is overpaid Benefit? |
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Overpayment of benefit is when you are paid
benefit that you are not entitled to. This can happen because
you have a change in your circumstances which you have delayed
telling us about. In most cases to person who received the money
will have to pay it back. See Overpaid
Benefit |
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What
changes do I have to tell you about? |
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Your benefit is worked
out on your circumstances, so it is important that you tell
us about any change in your circumstances straight away
you will need to provide proof of the change. |
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What
happens if I need to go away from home? |
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If you go away from your home for a week
or more you should contact us before you go. If you do not contact
us then your benefit may stop and you may have to make a new
claim on your return. If you contact us first, and you will
not be away for longer than 13 weeks, you may still entitled
to receive benefit for the period you are away. See Temporary
absence from home |
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What
happens when I start a job? |
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If you or your partner find a job, you
must tell us straight away. If you delay in telling
us you may have to pay overpaid Housing Benefit back to us.
We can calculate your entitlement to Housing and/or Council
Tax Benefit based on your new income.
If you have been receiving Income Support or Job Seekers
Allowance (Income based) continuously for more than 26 weeks
you may be entitled to receive an extended payment of benefit.
This means that you would continue to receive the same amount
of Housing and/or Council Tax Benefit for 4 weeks after your
circumstances changed. You would need to contact the Department
of Work and Pensions to see if you would be entitled to extended
payment. |
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Why
do you not pay my extended benefit automatically? |
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You need to notify us
of your change in circumstances within 28 days in order to
qualify. |
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Why
might you not use the full rent that I pay when you work out
my Housing Benefit entitlement? |
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If you have been receiving
Housing Benefit continuously prior to 7 April 2008, and pay
rent to a private Landlord, your Housing Benefit may be based
on an 'eligible' rent as
determined by the Rent Officer. Eligible rent does not usually
include services such as meals or laundry that you pay as
part of your rent.
From 7 April 2008, a new way of calculating Housing Benefit
has been introduced called Local Housing Allowance.
LHA is a flat rate allowance based on the size of household
and the area in which a person lives. There are no changes
to the entitlement rules - this will be based on a person's
income and savings and proof of a valid tenancy. Up to date
rates of LHA can be found here. |
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I
am single and under 25. Why do I only get single room rent? |
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If you are under the
age of 25 and you are living on your own, and you have been
receiving Housing Benefit continuously prior to 7 April 2008,
the Rent Officer will apply a single room rent. This is because
the Government have restricted rates of housing benefit payable
to the average cost of non-self contained accommodation in
the
St Albans area.
From 7 April 2008, If you are under the age of 25 and you
are living on your own, then you will normally only be entitled
to the 'shared room rate' of Local Housing Allowance. Up to
date rates of LHA can be found here.
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Can
I find out what rent will be used before I take on a tenancy? |
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Yes, Local Housing Allowance
(LHA) is the new name for housing benefit for tenants in privately
rented accommodation which comes into effect on the 7th April
2008. LHA is a flat rate allowance based on the size of household
and the area in which a person lives.
As a prospective tenant you will be able to shop around with
the allowance. If you find a property you like with a rent
that exceeds the LHA you will need to make up the difference
yourself. But if you find somewhere with a rent below the
allowance, you will be able to keep the difference up to a
maximum £15.00 per week. Up to date rates
of LHA can be found here.
To find out more about Local Housing Allowance click
here. |
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What
happens if I live with a close relative and they charge me rent? |
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If you live with one of the following
people and they are also your landlord you can not claim Housing
Benefit:
- A parent, step parent or parent in law
- A brother or sister
- A son or daughter
- A son in law or daughter in law
- A step son or step daughter
- A partner of any of the previously mentioned people
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My partner
has died and my income has reduced, but my benefit has gone
down, why? |
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The personal allowance
used for calculation your benefit entitlement was more for
a couple than the single person allowance now used.
If you are now receiving Single person Discount, your Council
Tax liability will have been reduced, and this means your
benefit will go down accordingly. |
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Why do
I have a deduction for my son/daughter when they do not give
me any rent? |
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When another person lives with you who
is over 18 years of age they are classed as a Non dependant.
A deduction is made as it is reasonable to expect them to
contribute to the household. If they lived in their own home
they would be expected to do so. |
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How
much will you deduct from my claim for having a non-dependant
living with me? |
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The amount of deduction depends on the
income of the non-dependant, and can range from 7.40 to 47.75
every week. The deductions are set down in law.
There are no deductions where:
- The non-dependant is under 25 years of age and in receipt
of Income Support or Job Seekers Allowance(income Based)
- The non-dependant is a full time student
- You or your partner are in receipt of the care component
of Disability Living Allowance or Attendance Allowance
- You are registered blind
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Will
you keep the information I give you confidential? |
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We will use the information you give us
on your claim form, and any proof you send to us to work out
your claim for Housing and/or Council Tax Benefit.
We may pass the information to other agencies or organisations
such as The Department of Work and Pensions, The Employment
Service and the Inland Revenue, as followed by the law. We
may check the information you have given, against the information
we already have. We may also ask other agencies, organisations,
local authorities or government departments to give us information
they have about you.
We will not give information about you to anyone else, or
use the information about you for other purpose. If you want
us to talk to someone other than yourself about your claim
then you will need to write to us giving your permission. |
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How
can I report suspected fraud? |
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The council are committed to ensuring
that people receive their correct entitlement to housing and/or
Council Tax benefit.
However it is important that people who are receiving benefit
to which they are not entitled are reported to the Benefits
service so that appropriate action can be taken against them.
If you are aware or think that somebody may be claiming benefit
fraudulently
Telephone 01727 819236 or go to Reporting
Suspected Fraud
For any other queries you can:
Visit or write to us at:
St Albans District Council Benefits Section
District Offices Civic Centre
St Peters Street
St Albans
Herts AL1 3JE
Telephone us
Call 01727 819405, 819425 or 01727 819403
Contact us by Textphone
01727 819570
Send us a Fax
01727 819467
Or E-mail us on: benefits@stalbans.gov.uk
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